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The Number One Cause Of Death In America Is Disease Insurance

Health Insurance Is Really Disease Assurance!

We like to think of "insurance" as an umbrella, protecting us from the rain!  What if the rain is good and the air under the umbrella causes disease?

News Item -- Wall Street Journal Article

The Organization for Economic Cooperation and Development (OECD), which does comparative economic research for its 29 member countries, recently noted that disability-free life expectancy for female Canadians had fallen to 63.8 years in 1991 from 66.1 years in 1978. Could this reflect the fact that Canadians are increasingly denied health care by long waiting lists for most medical and surgical procedures?

Some years ago I predicted that "health insurance" was nothing more than "disease assurance."  Now the statistics in Canada prove me right.  We are moving in that direction within the United States.

The word "insure" means "to make certain," or "to be sure that something happens."  If you think that "health insurance" is supposed to "make it certain that 'health' happens" you have another think coming!

Just like getting off Prozac, or cocaine, the withdrawal symptoms seem worse than the problem.  You will be more healthy, in the long run, if you do not spend any money for so-called health insurance, and, instead, had a prudent amount of money in reserves for health needs.  About the only insurance policy I would recommend is the one with a very high deductible -- so that, for instance, the insurance only starts to pay after you have paid out of your own pocket $1,000 or more.

Another sane approach to "insurance" would be the "medical IRA," if that's what it is called.  You'll see the liberals, and insurance companies, complaining, but the only sane way to have "insurance" is to create a mechanism by which you can put some of YOUR money into an investment account, to be used ONLY for medical expenses (but of your choosing -- not limited to current foolish treatments), and so that, under some circumstance of long term non-use of the funds, they become YOURS for any use.  Some variation of this will eventually happen -- otherwise insurance is nothing more than the people who take personal responsibility for their own health paying high premiums so that those who take NO responsibility for their health run up huge medical bills.  Even one penny spent to "help" the guy sick from alcohol, or drugs, is a penny in the wrong direction.

The current philosophy on "health insurance" rewards those who make wrong decisions, and those who buy into the government lies on diet and health.  The American Diabetes Association says it's OK for a diabetic to eat sugar, and advises against using chromium.  These are EXACTLY the opposite of the right advice.

The old motto, "buyer beware" applies very much to "government advice."  It is most often not just wrong, but harmfully wrong.  Don't buy into the government advice on diet just because, when you take it, the government will "reward" you by giving you free drugs and a hospital to die in.

And, if you value health over disease, get out from under the insurance umbrella and breathe the fresh air of truth and life!

The link in the title takes you to an article I've written on this subject.  I encourage you to hit the link -- then read and enjoy.

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